Simplify Visa VAMP Compliance
Protect your business before fines hit.





Solving VAMP Complexity with
Real-Time Clarity
Tailored Solutions to Stay Under the Radar
Real-Time Monitoring
Dispute Deflection
Portfolio Visibility



Our Focus Areas

VAMP Rate Monitoring

Fraud Detection

Dispute Resolution

Portfolio Management










VAMP Insights & Updates
Got VAMP Questions?
Visa Acquirer Monitoring Program (VAMP) is Visa’s new fraud and dispute monitoring system, replacing older programs. It tracks chargebacks and fraud rates to ensure compliance.
Merchants must maintain a dispute rate below Visa’s threshold (1.5%, later 0.9%). Exceeding the threshold can result in penalties and fines starting October 2025.
TC40 reports are fraud alerts from issuers about potentially fraudulent transactions. These reports now contribute to your VAMP fraud rate, even without a chargeback.
Exceeding the thresholds will result in fines of $10 per disputed transaction. You'll also need to take corrective actions to avoid future violations.
Real-time monitoring through platforms like Fraud Deflect helps track and manage your VAMP rate. Alerts notify you when you’re approaching critical thresholds.
Fraud Deflect offers tools for real-time monitoring, proactive dispute deflection, and detailed reporting. These features ensure that your VAMP rate stays within the compliant limits.